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Mortgage advice that starts with you

Buying your first home, planning a move, or coming to the end of your current mortgage deal?  We can help you understand your options and work out what suits you.

Some mortgages are straightforward. Others need a bit more thought...

Perhaps you’re self-employed, run your own company - or have had credit problems in the past.

Whatever your circumstances, we’ll take the time to understand what you’re looking to do, explain things clearly and help you through the process.

Based at Dean Clough in Halifax, we offer a personal service, with someone you can speak to when you have questions.

What type of mortgage are you looking for?

First time buyer, female, aged 28, champ

First-Time
Buyer

Not sure where to start?

We’ll help you understand your budget, your mortgage options and what happens next.

A brand new housing estate in Bedford UK

Buy to Let
 

Buying a rental property or reviewing one you already own? We’ll help you understand your buy-to-let mortgage options.

exciting house buying image couple aged mid 30s UK based people buying an older traditiona

Planning your next move?

We’ll review your current mortgage, explain your options and help you work out your budget.

couple in their 40s, looking mildly stre

Adverse
Credit

Worried about credit problems? We’ll take a look at your circumstances and help you understand your mortgage options.

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Remortgage / Product Transfer

Current deal coming to an end?

Let’s review your options with your existing lender and elsewhere.

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Self-Employed /
Company Director

Work for yourself?

We’ll take the time to understand your business and how you’re paid.​


Not sure where to start?

Tell us what you’re looking to do, and we’ll help you understand your mortgage options and the next steps.

Oscar Grace Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority under reference number 941172.
Registered Office: Oscar Grace Mortgages Ltd, Office D138, D Mill, Dean Clough Mills, Halifax, West Yorkshire, HX3 5AX. Registered Company Number: 13048365 Registered in England & Wales


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. 

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YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR LENDER IF YOU REMORTGAGE

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NOT ALL BUY TO LET MORTGAGES ARE REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

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AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY

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