Self-Employed / Company Director
Mortgage advice that understands your income

1. Understand your business and income
Work for yourself or run a limited company? We’ll take time to understand your business, how long you’ve been trading and how you’re paid, whether through profits, salary, dividends or a combination.

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2. Get the right paperwork ready
We’ll explain the documents a lender may need, such as accounts, tax calculations, tax year overviews and bank statements. Requirements vary, and we can work with your accountant where appropriate.

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3. Find lenders that understand your circumstances
Lenders assess self-employed income in different ways. We’ll review your income history, any recent changes, deposit and outgoings, then explore suitable options. Borrowing and approval depend on lender criteria and affordability.

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4. Support you through the application
Buying your first home, moving or reviewing a mortgage? We’ll explain the rates, fees and monthly payments, recommend a suitable option and help with the application and paperwork, keeping you updated throughout.